Protect your business income with cover that keeps you trading through disruption and downtime.

Business interruption insurance bridges the financial gap during unexpected closures so your business can bounce back faster. Speak to one of our business insurance experts today.

Helping you recover faster when business stops suddenly

At Caulfield Insurance, we understand that even a short disruption can have long-term financial consequences. Business Interruption Insurance is designed to support your company when unforeseen events like fire, flood, or major equipment failure force you to stop trading.

It covers loss of income, fixed costs, and ongoing expenses—ensuring you can meet financial obligations and retain staff while getting back on your feet. We tailor each policy to your business model and risk profile, so you’re protected beyond just your physical assets. When it matters most, we help minimise downtime and maximise resilience.

The benefits of our Business Interruption Insurance policies

✓ Covers loss of income due to insured events like fire or flood.

✓ Helps cover fixed operating costs while your business recovers.

✓ Protection for temporary relocation or alternative trading arrangements.

✓ Customised cover durations to suit your recovery timeline.

✓ Helps retain staff by supporting ongoing payroll obligations.

✓ Works alongside commercial property insurance for complete business protection.

Public & Product Liability

Focused cover for complex risks

Directors’ and Officers’, Cyber, Legal and Travel insurance. Our commercial team have you covered.

Employer Liability Insurance

Stay legally compliant and protect your team

If an employee gets injured or ill at work, this cover helps you meet legal obligations and protect your business

Motor Fleet Insurance

One policy for your entire vehicle fleet

Simplify fleet management with a single policy that covers all your business vehicles; cars, vans, or a full fleet.

General Business Insurance

Insurance that means business

Cover for your people, property, and operations. From liability and fleet to property, indemnity, and interruption protection, all under one expert roof.

Professional Indemnity Insurance

Protection for your expertise and advice

If a client claims your advice caused a loss, this policy helps protect your business and professional reputation.

Commercial Property Insurance

Cover for your premises, stock, and equipment

Safeguard your commercial buildings, tools and inventory against risks like fire, flood, theft and vandalism.