Protect your team and your business with essential, legally required liability insurance.

Cover your business against workplace injury or illness claims. Stay compliant and confident with insurance tailored to your team, trade and legal obligations.

Compulsory protection for workplace claims

Employers’ Liability Insurance is a legal requirement for most UK businesses with staff. It covers you if an employee suffers injury or illness while working for you. At Caulfield Insurance, we ensure your policy meets legal standards, typically covering up to £10 million. We tailor cover to your business structure and risks.

Whether you employ full-time staff, casual workers or apprentices, our brokers work with trusted insurers to provide reliable protection. With personal service from our local team, you can be confident your cover is compliant, comprehensive, and capable of shielding your business from unexpected legal claims.

The benefits of our Employer Liability Insurance policies

✓ Meets legal requirements for UK businesses with employees or contractors.

✓ Covers claims for workplace injuries, accidents, or occupational illness.

✓ Provides up to £10 million in indemnity cover.

✓ Supports your duty of care and staff welfare commitments.

✓ Protects your business from expensive legal and compensation costs.

✓ Bespoke advice and support from experienced, local insurance professionals.

General Business Insurance

Insurance that means business

Cover for your people, property, and operations. From liability and fleet to property, indemnity, and interruption protection, all under one expert roof.

Employer Liability Insurance

Stay legally compliant and protect your team

If an employee gets injured or ill at work, this cover helps you meet legal obligations and protect your business

Motor Fleet Insurance

One policy for your entire vehicle fleet

Simplify fleet management with a single policy that covers all your business vehicles; cars, vans, or a full fleet.

Professional Indemnity Insurance

Protection for your expertise and advice

If a client claims your advice caused a loss, this policy helps protect your business and professional reputation.

Commercial Property Insurance

Cover for your premises, stock, and equipment

Safeguard your commercial buildings, tools and inventory against risks like fire, flood, theft and vandalism.

Business Interruption Insurance

Keep your business going after disruption

When unexpected events halt trading, this cover helps you recover lost income and get back to business.