Protect your home, contents, and peace of mind. We provide expert insurance tailored to your needs.
From buildings to contents cover, we offer reliable home insurance solutions that safeguard what matters most, with expert advice and flexible, affordable protection options.
Protect your home with confidence.
From Home Sweet Home to Holiday Home, we can tailor an insurance policy to suit your individual needs. With cover available for buildings, contents and personal possessions, personal liability and legal expenses, you can expect top quality cover and service.
Whether you insure buildings, contents or both, we will guide you through the range of options available. From personal liability to alternative accommodation costs, you can rest assured that if the worst should happen we’re on your side
The benefits of our Home Insurance policies
✓ New for Old Contents Cover: Ensures that damaged or stolen items are replaced with new equivalents, maintaining the value of your possessions.
✓ Alternative Accommodation Costs: Covers the expense of temporary housing if your home becomes uninhabitable due to an insured event.
✓ Contents Temporarily Removed: Provides protection for belongings temporarily taken out of the home, such as items in student accommodation.
✓ Seasonal Cover Increases: Automatically boosts contents coverage during special occasions like Christmas or family weddings to account for additional items.
✓ Personal Liability Protection: Offers coverage if you are legally responsible for injury to others or damage to their property.
Enhance your cover with tailored extras
We have teamed with local company MIS Claims to bring you Family Legal Protection that works for you and your family. The policy will cover you for professional fees up to £25,000, which are incurred following an insured event.
You will have access an advice helpline, to help you through difficult circumstances.
Cover Includes
✓ Personal injury – pursuit of civil proceedings
✓ Consumer disputes
✓ Home rights
✓ Tax investigations
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
