Expertly tailored protection for your home, car, and lifestyle. Trusted insurance built around you.
We’re proud to have been providing insurance for over 70 years. Whatever you’re looking to support or protect, we’ll do our best to help you.
Car Insurance shouldn’t be complicated. We do all the hard work to find you the best deal, whatever the budget.
Everyone’s home is different, so we’ll make sure your home insurance works for you and your family. We will guide you through the range of options available.
Our no-nonsense van insurance will keep you on the road, allowing you to concentrate on running your business.
For bikes that are just out of the showroom, classics and everything in between, we can offer you comprehensive insurance for all your needs.
Your holiday should be time to put your feet up and relax. Let us take care of your travel insurance knowing that if something goes wrong you have us on your side.
Protect your getaway with trusted cover—Caulfield Insurance secures your holiday home, caravan, or motorhome with care, ease, and expertise.
Our breakdown and legal assistance policy dovetails with your car insurance to provide you with valuable benefits in the event of a breakdown or accident.
Breakdown Cover
✓ Home start assistance
✓ Roadside assistance
✓ Loss of keys
✓ Punctures
✓ Petrol shortages or mis-fuelling
✓ Mainland European Emergency Cover up to £250
✓ Additional Rescue Cover up to £175
Legal Assistance
✓ 24/7 Claimsline
✓ Replacement vehicle
✓ Recovery of uninsured losses
✓ Recovery of excess
✓ Assistance with personal injury claims
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
What is not insured?
✘ Any keys other than your house/vehicle keys.
✘ Wear and tear and general maintenance to keys and locks.
✘ Any hire vehicle that exceeds 1600cc.
✘ Any loss of earnings or profits which you suffer as a result of the loss or theft of, or damage to an insured key.
✘ Any claim where you do not provide receipts or invoices for payments you have made.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
*Exclusions and Terms and Conditions apply. It’s important to note that if the claim is your fault, you cannot reclaim your excess.