Expertly tailored protection for your business, people and operations. Trusted insurance keeping you moving forward.
We’re proud to have been providing insurance for over 70 years. Whatever you’re looking to support or protect, we’ll do our best to help you.
Cover for your people, property, and operations. From liability and fleet to property, indemnity, and interruption protection, all under one expert roof.
Directors’ and Officers’, Cyber, Legal, and Travel insurance. Our expert commercial team have you covered with tailored, trusted protection.
Bespoke insurance solutions crafted for your sector, protecting assets, people, and operations with precision.
Our breakdown and legal assistance policy dovetails with your car insurance to provide you with valuable benefits in the event of a breakdown or accident.
Breakdown Cover
✓ Home start assistance
✓ Roadside assistance
✓ Loss of keys
✓ Punctures
✓ Petrol shortages or mis-fuelling
✓ Mainland European Emergency Cover up to £250
✓ Additional Rescue Cover up to £175
Legal Assistance
✓ 24/7 Claimsline
✓ Replacement vehicle
✓ Recovery of uninsured losses
✓ Recovery of excess
✓ Assistance with personal injury claims
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
What is not insured?
✘ Any keys other than your house/vehicle keys.
✘ Wear and tear and general maintenance to keys and locks.
✘ Any hire vehicle that exceeds 1600cc.
✘ Any loss of earnings or profits which you suffer as a result of the loss or theft of, or damage to an insured key.
✘ Any claim where you do not provide receipts or invoices for payments you have made.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
*Exclusions and Terms and Conditions apply. It’s important to note that if the claim is your fault, you cannot reclaim your excess.
