Tailored liability insurance to protect your business from injury, damage, and compensation claims.

Cover your business with expert-led liability protection. We offer flexible options and high indemnity limits tailored to your trade and exposure.

Serious protection for the real risks your business faces

At Caulfield Insurance, we understand that liability claims can threaten your business’s finances and reputation. Our Public & Product Liability Insurance offers cover for injury to third parties, property damage, and faulty goods. Whether you’re a sole trader or a large organisation, we’ll tailor your policy to suit your operations.

Indemnity limits of up to £50 million are available, ensuring your business is well protected, whatever its size. We also work with a panel of leading insurers to get you the most competitive and comprehensive cover, backed by personal support from our experienced, local account handlers.

The benefits of our Public & Product Liability Insurance policies

✓ Indemnity limits of up to £50 million to protect against large claims and exposures.

✓ Cover for third-party injuries and property damage caused by your business activities.

✓ Protection against legal costs and compensation related to defective or harmful products.

✓ Meets legal or contractual obligations, especially for public sector and trade work.

✓ Tailored cover designed to suit your trade, industry risks, and client requirements.

✓ Support from experienced advisers who understand your
business and the insurance market.

General Business Insurance

Insurance that means business

Cover for your people, property, and operations. From liability and fleet to property, indemnity, and interruption protection, all under one expert roof.

Employer Liability Insurance

Stay legally compliant and protect your team

If an employee gets injured or ill at work, this cover helps you meet legal obligations and protect your business

Motor Fleet Insurance

One policy for your entire vehicle fleet

Simplify fleet management with a single policy that covers all your business vehicles; cars, vans, or a full fleet.

Professional Indemnity Insurance

Protection for your expertise and advice

If a client claims your advice caused a loss, this policy helps protect your business and professional reputation.

Commercial Property Insurance

Cover for your premises, stock, and equipment

Safeguard your commercial buildings, tools and inventory against risks like fire, flood, theft and vandalism.

Business Interruption Insurance

Keep your business going after disruption

When unexpected events halt trading, this cover helps you recover lost income and get back to business.