Drive your future forward with insurance built for young drivers, smart savings, and total freedom.
Starting out on the road shouldn’t mean sky-high costs. We help young drivers find affordable, flexible cover that keeps you protected and moving forward.
Using the latest technology to reward good driving
We use modern telematics technology to reward safe driving. Our policies are designed for drivers aged 17–25, offering fantastic savings from the start. With a telematics or “Black Box” device, you can monitor your driving habits and have real control over your future premiums.
We quote our best price upfront, with no hidden changes later. Unlike many policies, the discount is built in from the beginning, so you’ll always know exactly what you’ll pay throughout the year.
The benefits of our Young Drivers policies
✓ Telematics policies bring lower premiums with trusted and reputable insurers
✓ No curfews – although night time driving will impact on your driving score, there is no cut off time for cover
✓ Detailed analysis of your driving habits, allowing you to be in control
✓ Quick and easy installation – a qualified engineer will install your Dash Hound box, usually in under an hour and at a location of your choice
✓ Up front discount with no hidden charges. The price we quote is the price you’ll pay*
✓ Increased fuel efficiency – by controlling your acceleration and braking, you will see greater fuel economy, saving you more money
✓ GPS technology allows your vehicle to be located if it’s stolen or involved in an accident.
* Poor driving may result in additional charges.
Enhance your cover with tailored extras
Our breakdown and legal assistance policy dovetails with your car insurance to provide you with valuable benefits in the event of a breakdown or accident.
Breakdown Cover
✓ Home start assistance
✓ Roadside assistance
✓ Loss of keys
✓ Punctures
✓ Petrol shortages or mis-fuelling
✓ Mainland European Emergency Cover up to £250
✓ Additional Rescue Cover up to £175
Legal Assistance
✓ 24/7 Claimsline
✓ Replacement vehicle
✓ Recovery of uninsured losses
✓ Recovery of excess
✓ Assistance with personal injury claims
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
What is not insured?
✘ Any keys other than your house/vehicle keys.
✘ Wear and tear and general maintenance to keys and locks.
✘ Any hire vehicle that exceeds 1600cc.
✘ Any loss of earnings or profits which you suffer as a result of the loss or theft of, or damage to an insured key.
✘ Any claim where you do not provide receipts or invoices for payments you have made.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
