Comprehensive protection for your holiday homes, caravans, and motorhomes—so your downtime stays stress-free.
Whether stationary or on the move, our specialist insurance safeguards your leisure assets with tailored, reliable cover for all kinds of escapes. Talk to one of our trusted experts today.
Caravan Insurance
Static or touring, caravans require specialist insurance. Our policies cover accidental damage, theft, weather-related losses, and public liability. You can also choose optional extras like European cover or protection for personal possessions inside the caravan. Flexible cover gives you confidence wherever you pitch up.
Holiday Home Insurance
Your holiday home deserves year-round protection. Our cover includes damage, theft, weather-related incidents, and liability—even when the property is unoccupied. We’ll tailor the policy to match your property’s location and how often it’s used or let, ensuring peace of mind while you’re away.
Motorhome Insurance
Motorhome adventures deserve dependable cover. Our insurance protects your vehicle against damage, theft, and breakdowns, and includes contents and equipment cover too. Whether you travel occasionally or year-round, we’ll help you build a policy that reflects your lifestyle—at home or across Europe.
The benefits of our Leisure & Recreation Insurance policies
✓ Year-round protection for unoccupied holiday homes, including cover for weather damage, theft, vandalism, and third-party liability.
✓ Accidental damage cover for caravans, whether touring or static, to keep your getaway plans on track.
✓ Motorhome insurance includes personal belongings and onboard equipment, with options for UK and European travel.
✓ Public liability protection, ideal for letting your holiday property or parking caravans and motorhomes in public places.
✓ Flexible cover options, including short-term or annual policies tailored to how often and where you use your asset.
✓ Optional extras available, such as breakdown assistance, legal expenses, or European travel extension for motorhomes and caravans.
Enhance your cover with tailored extras
Our breakdown and legal assistance policy dovetails with your car insurance to provide you with valuable benefits in the event of a breakdown or accident.
Breakdown Cover
✓ Home start assistance
✓ Roadside assistance
✓ Loss of keys
✓ Punctures
✓ Petrol shortages or mis-fuelling
✓ Mainland European Emergency Cover up to £250
✓ Additional Rescue Cover up to £175
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
