Specialist insurance to protect your rental property, income, and responsibilities as a buy-to-let landlord.
Whether you rent to families or professionals, we offer tailored buy-to-let insurance to safeguard your property, liability, and rental income, all under one policy.
Protecting you and your tenants
We know that being a landlord comes with unique responsibilities. Our Buy to Let Insurance provides comprehensive protection for residential rental properties, including buildings cover, liability protection, and optional rent guarantee.
Whether you’re letting to families, students, or professionals, we tailor policies to your specific circumstances. We offer peace of mind that your investment, tenants, and legal obligations are well covered. We work with major insurers to ensure your cover meets industry standards and landlord legislation.
The benefits of our Buy to Let policies
✓ Tailored cover for residential landlords – Designed for single properties or portfolios, whatever your tenant type.
✓ Loss of rent and alternative accommodation – Helps keep your income stable if your property becomes uninhabitable.
✓ Landlord liability protection – Covers injury or damage claims made by tenants or the public.
✓ Flexible cover options – Add protection for contents, legal expenses, or accidental damage.
✓ Policies that meet legal obligations – Stay compliant with current regulations and mortgage lender requirements.
✓ Expert support from local advisors – Get guidance from a trusted team with decades of landlord insurance experience.
Enhance your cover with tailored extras
We have teamed with local company MIS Claims to bring you Family Legal Protection that works for you and your family. The policy will cover you for professional fees up to £25,000, which are incurred following an insured event.
You will have access an advice helpline, to help you through difficult circumstances.
Cover Includes
✓ Personal injury – pursuit of civil proceedings
✓ Consumer disputes
✓ Home rights
✓ Tax investigations
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
