Protect your self-build home from start to finish with flexible, expert insurance tailored to you.
From breaking ground to moving in, we offer bespoke self build insurance to protect your home at every construction stage, designed with your project in mind.
Self Build insurance to help you build your dream
Our Self Build Insurance protects your property, tools, and liability throughout the project—from groundwork to final fix. Whether you’re managing contractors or building it yourself, we provide flexible policies suited to the unique challenges of self-build projects, with optional cover for existing structures, theft, accidents, and public liability.
The site and materials, owned or hired in plant, public and employers’ liability will need to be considered. We’re here to ensure your dream home is covered every step of the way.
The benefits of our Self Build policies
✓ Covers properties during all stages of construction – From laying foundations to final fix, you’re covered throughout.
✓ Public and employers’ liability options – Protects you against injury claims from workers or visitors.
✓ Cover for tools and equipment – Theft or accidental damage to materials and equipment on site is included.
✓ Existing structure and renovation protection – Add cover for conversions or if work is carried out on an existing building.
✓ Tailored policies for different build types – Whether you’re hiring a builder or self-managing, we adapt to your needs.
✓ Expert guidance throughout – Our team supports you with advice at every stage of your self-build journey.
Enhance your cover with tailored extras
We have teamed with local company MIS Claims to bring you Family Legal Protection that works for you and your family. The policy will cover you for professional fees up to £25,000, which are incurred following an insured event.
You will have access an advice helpline, to help you through difficult circumstances.
Cover Includes
✓ Personal injury – pursuit of civil proceedings
✓ Consumer disputes
✓ Home rights
✓ Tax investigations
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
