Affordable learner driver insurance that supports safer driving, builds confidence, and puts you in control.
Flexible learner insurance tailored to new drivers. Ideal for practice, peace of mind, and building safe driving habits from the very start.
Protecting learners and car owners with flexible cover
We help learners get the experience they need without affecting someone else’s No Claims Bonus.
Choose from short-term or annual policies that offer the freedom to learn at your own pace, in your own time. It can run for periods of 1 to 24 weeks and will not impact on the car owner’s insurance in any way.
The policy operates when the learner driver is under tuition and offers valuable protection to the vehicle owner. The same cover is available if the learner already owns their own vehicle.
The benefits of our Learner Drivers policies
✓ Protect the car owner’s No Claims Bonus when learners use a friend’s or family member’s vehicle.
✓ Short-term and flexible cover available from as little as one week—perfect for intensive learning.
✓ Affordable premiums to make learning accessible and stress-free.
✓ Driving instructors and schools benefit too—we work with many to ensure pupils are fully protected from lesson one.
✓ Competitive rates for professional driving schools with flexible payment options and tailored business cover.
✓ Add a named driver easily, offering peace of mind for parents and guardians.
Enhance your cover with tailored extras
Our breakdown and legal assistance policy dovetails with your car insurance to provide you with valuable benefits in the event of a breakdown or accident.
Breakdown Cover
✓ Home start assistance
✓ Roadside assistance
✓ Loss of keys
✓ Punctures
✓ Petrol shortages or mis-fuelling
✓ Mainland European Emergency Cover up to £250
✓ Additional Rescue Cover up to £175
Legal Assistance
✓ 24/7 Claimsline
✓ Replacement vehicle
✓ Recovery of uninsured losses
✓ Recovery of excess
✓ Assistance with personal injury claims
With optional Key Care, avoid the cost and hassle of lost keys. Get up to £1,500 cover, including lock replacement if needed.
What is insured?
✓ Locksmith charges, new locks (if a security risk has arisen) and/or replacement keys.
✓ Onward transport costs including car hire.
✓ Reprogramming of immobilisers, infra-red
handsets and alarms.
Where am I covered?
✓ England, Scotland, Wales, Northern Ireland, the Isle of Man, the Channel Islands and Republic of Ireland.
What is not insured?
✘ Any keys other than your house/vehicle keys.
✘ Wear and tear and general maintenance to keys and locks.
✘ Any hire vehicle that exceeds 1600cc.
✘ Any loss of earnings or profits which you suffer as a result of the loss or theft of, or damage to an insured key.
✘ Any claim where you do not provide receipts or invoices for payments you have made.
With Excess Protect, you choose an annual limit to insure. If you make a claim under your car insurance that exceeds the excess, you can claim this back using your excess protect policy, up to the annual limit.
What is included?
Accidents are unexpected, so it can be a financial burden if you have to pay an excess in the event of a
claim. Depending on your risk factors, your excess may be higher than usual.
✓ Multiple claims can be made per policy term up to the total level of cover.
✓ Amount of claim under the Excess Insurance policy must not exceed the value of the total excess of
the main policy.
✓ Claims must be reported within 31 days of the settlement of the claim to which the policy relates.
✓ Windscreen excesses are excluded for all motor policies.
